Flooding/Flood Insurance, FEMA
WHAT YOU SHOULD KNOW ABOUT FLOODING AND FLOOD INSURANCE
New FEMA Flood Map information: click here
Below is a direct link to the FEMA website for you to see if your properties are in a flood zone and if they are being proposed to come out of it.
The proposed changes to the program probably will not occur until January 2013 as the process still has to go through a lengthy review from State, County and local municipal officials.
» Preventing Street Flooding Video
This article is required by the Federal Emergency Management Agency (FEMA) to satisfy provisions of the Community Rating
System (CRS) for reduced costs for flood insurance.
MAY 1, 2009
FEMA CLASSIFICATION RESULTS IN FLOOD INSURANCE SAVINGS
FOR WESTON RESIDENTS AND BUSINESSES
The City of Weston is a participant in the National Flood Insurance Program (NFIP) Community Rating System (CRS) and has achieved a Class 8 rating.
This rating enables Weston property owners to receive a 10 percent discount on the cost of flood insurance for NFIP flood insurance policies issued or renewed in Special Flood Hazard Areas on or after May 1, 2009. Residents do not need to do anything special to receive the discount. The City's rating in the CRS has been inputted into a nationwide database utilized by insurance carriers.
Weston joins just over 1,000 communities' nationwide (out of 20,000 eligible communities) that have chosen to participate in the voluntary CRS program, which tackle the challenging reality of flood risks. Participation in the CRS provides a discount for property owners through annual compliance and certification with NFIP standards, and community awareness and education of hazard mitigation opportunities which ultimately reduce the impacts of flooding disasters. FEMA Verification Report and Letter for Weston property discounts: PDF here
Additional information about the CRS is available on FEMA's web site at http://www.fema.gov/business/nfip/crs.shtm.
In 1968 the Congress of the United States established the Federal Emergency Management Agency (FEMA) to, among other things, assist communities implement floodplain management measures to reduce the risk of flood to new developments. FEMA is responsible for preparing Flood Insurance Rate Maps that show the flood zone areas for each community, including the City of Weston . The 100 year flood is the national standard upon which flood insurance requirements are based. The entire City of Weston is in a flood zone and therefore the City urges all property owners and renters to purchase flood insurance to protect against the devastating loss that rising waters can cause.
Homeowner insurance policies do not cover loss due to flooding. Weston participates in the National Flood Insurance Program, which makes coverage available to everyone in the City. Residents and business owners are urged to buy flood insurance to protect against potential devastating loss. Property owners may insure buildings and contents; renters may insure their possessions. Just because you haven't been flooded does not mean that it won't happen. Call your insurance agent today.
If you would like a copy of a FEMA flood map, you can order one on line at http://msc.fema.gov. There is also a toll free number to FEMA to obtain a flood map: 1-800-358-9616.
Who needs flood insurance? Your insurance agent handling your homeowner's insurance can provide you with information regarding flood insurance. Also, the National Flood Insurance Program can provide additional information by calling 1-888-CALL-FLOOD, or on the web at http://www.fema.gov.
The Flood Insurance Rate Map (FIRM) shows the flood zones for Weston. Insurance agents, lending institutions & community officials use the FIRM to determine the location of a specific property and the corresponding flood zone. Community officials use the information to administer flood plan management regulations.
If you would like to contact FEMA directly, the regional office for South Florida is located in Atlanta, Georgia. Their phone number is (770) 220-5400, or visit the FEMA web site. Their mailing address is: FEMA Region IV, Gulf Oil Building, 1371 Peachtree Street, NE, Suite 736, Atlanta, Georgia 30309. While you are visiting the FEMA web site, be sure to use their site for links to storm watches, the photo library, and more. Also visit the City of Weston Hurricane Preparedness page that will give you additional information about preparing for and reacting to natural disasters; the link is at the bottom of this page.
Flood Insurance Myths (PDF)
Flood Insurance Program – Resident Discount
The City of Weston, in coordination with Broward County, has a warning system in place to alert residents to the potential flooding and its dangers. Residents will be notified via the City's CodeRED emergency telephone call system, the local government cable television channels, and posting on the City's web site, www.westonfl.org
. Residents and businesses may register their land line and/or their cell phone numbers via the City's web site or by calling the City's Communications Department at 954-385-2000.
Flooding is always a potential threat to due to South Florida 's sub-tropical climate. It is important to always be prepared and to take precautionary measures to minimize potential property damage caused by flooding by taking the few, simple steps:
- Turn off all electricity and natural gas
- Always have a battery powered device (radio or television) to monitor flood warning information
- Comply with officials when evacuation directions are given, usually by television, radio, or Code RED
- Know your evacuation zone and route, and an alternate, as roadways may be impassable or indistinguishable from lakes due to flooding
- Be especially careful when moving about in the dark in flooded areas.
For more information on storm preparedness and additional tips, on this website click on Residents & Visitors, then click on Hurricane Information – this information is available in both English and Spanish. You can also visit: http://www.fema.gov/pdf/hazard/hurricane/hurricanes_are_you_ready.pdf
FLOODING WITHIN COMMUNITY ASSOCIATION MAINTAINED PROPERTIES
Roadways and their drainage systems within private communities are owned and maintained by the community’s maintenance association, not the City of Weston. Response to and mitigation of flooding that occurs within these private communities is the responsibility of the community’s management company. In the event that flooding is so severe that a structure may be compromised, property owners may call the City’s Department of Public Works at 954-385-2600. Public Works will investigate the situation and determine if the cause of the flooding is the community’s drainage system or the City’s storm water management system, and take the appropriate action if any is needed. The City does not perform work on privately-owned drainage systems.
DEVELOPMENT & BUILDING PERMITS
All development, including new construction, additions, renovations, alterations, repair/replacement work, signs, fences, fill and tree relocation and removal requires a permit. Please contact the Building Code Services Department at 954-385-0500 for assistance in obtaining the proper permit for your work.
STORM WATER MANAGEMENT
Storm water enters the City's management system through catch basins. The City has a comprehensive preventive maintenance program whereby each basin on the City's public rights-of-way is inspected once per year and obstructive debris from within is removed. Property owners are urged to keep catch basin grates on or adjacent to their property clear of tree limbs, palm fronds, leaves and any debris that may obstruct the flow of water into the basin.
Storm water is managed through a system of interconnected lakes and canals which are regularly maintained by the City's Public Works Department. Constant, unobstructed water flow through these water bodies, especially during storm events, is essential to prevent flooding.
It is a violation of City and state laws to dump trash or introduce pollutants into the City's water bodies and wetland mitigation areas.